A problem that clients frequently experience is being unsure as to when they should apply for a mortgage. Clients often also wonder if they can apply for a mortgage before they have even found a property, meaning they’re ready to move when the perfect property is found.
Read MoreWe know that our clients protection needs are often as complicated as their finance requirements. For example, ultra-high net worth individuals should certainly consider kidnap and ransom insurance.
Read MoreIt might be that you’ve found your dream property, or you could have your eye on the perfect investment opportunity. Alternatively, you may be looking to remortgage an existing asset.
Read MoreWhen searching for a mortgage, many borrowers are keen to lock in a fixed-term rate to give them stability and certainty as to what their repayments will be for the foreseeable future.
Read MoreA self-build mortgage is a mortgage taken out against a property you are building yourself. In many respects, a self-build mortgage is like development finance, only instead of selling the property upon completion of the project, you’ll live in it.
Read MoreAs a result of our global client base, we regularly work with clients who are paid in currencies other than GBP. As such, we are often asked if we can help our clients to secure a large mortgage with foreign income.
Read MoreThe first step of any transfer is to go online and view the ‘interbank rate’ which will let you know approximately where the exchange rate is at any time.
Read MoreDon’t panic – securing a mortgage on maternity leave, or just because you take leave, has become increasingly possible.
Read MoreAfter the financial crash of 2007, almost all interest-only mortgage lending was withdrawn to reduce risk for the banks. However, over the last decade, the availability of interest-only loans has increased, albeit with increased levels of affordability criteria.
Read MoreBuying a property through a company has become increasingly common during recent years, and finance for properties owned in this way is certainly something many Enness Private Office clients enquire about.
Read MoreFor every purported ‘digital revolution’ to genuinely change the way we live, there are hundreds of tech ideas laying by the wayside.
Read MoreSafe and steady are rarely the words we associate with the world of classic cars and performance vehicles. But as the last decade has made clear, they are words which apply to cars as an investment asset class.
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